Retirees said the debt is taking a financial and emotional toll. For some, retirement means relaxation. For Jordan Hendrickson, retirement means debt.

If colleges and universities want families to answer 'yes,' they'll need to make some changes on campus. Families across the U.

Many student-loan borrowers have reported putting off big life decisions due to their high debt loads. As a first-generation college student, Bostwick, 37, said her parents wanted to ensure she had the opportunities they didn't have, and they believed that earning a college degree would provide her with financial stability.